An online search for debt management advice reveals thousands of companies all competing for business, some which simply want to make a profit by claiming to clear debts and a few which offer an independent non-profit debt helpline.

Debt Management Advice

For those starting the process of looking for reliable debt management advice consider the words of financial journalist Martin Lewis. He says, “The aim is to find non-profit debt counseling help, in other words a one-to-one session with someone paid to help you, not to make money out of you. Be careful not to confuse this with free help; many commercial companies say they’re free as you’re not charged directly.” It’s good advice because paying a commercial company offering debt management advice will mean a smaller proportion of any debt repayment will go to clearing the debts.

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