College students with multiple federal student loans understand from experience the organizational nightmare involved with making payments on a set of different loans. However, students may not know that making payments on multiple federal student loans may be costing them money in the short-term as well.

To make payment plans easier to manage and potentially lower student loan debt, college and university students should consider consolidating their federal student loans into one, easy to manage federal Direct Consolidation Loan.

This article will introduce students to federal student loan consolidation, explain the benefits students may receive from consolidating their loans, and detail which federal student loans are eligible.

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